Rural Guarantee

The first and only streamlined digital application system for the USDA OneRD Guarantee Loan Initiative.

Rural Guarantee’s simple-to-use tool combines white-glove consulting services with the power of technology to not only simplify applications but streamline approvals within the USDA

Impactful technology to guarantee rural futures.

Our cutting-edge software provides Lenders with a step-by-step platform to create application packages for OneRD Programs that are complete, thorough, and impactful.

Through OneRD, Lenders can:

  1. Expand your commercial loan portfolio while significantly reducing your risk.

  2. Receive an immediate influx of liquid capital through increased lending.

  3. Offer competitive interest rates and terms to your hesitant commercial borrowers.

The future of rural communities.

Reducing risk. Increasing investment.

The USDA OneRD Guarantee Loan Initiative invigorates rural lending by reducing risk. The OneRD Program offers more than $2.5 billion in risk mitigation for high-priority commercial loans each year, guaranteeing the debt obligation of 80% of the total loan amount.

  • This program provides loan guarantees to eligible lenders to develop essential community facilities in rural areas.

    Total Loan Amount: $100M

    Percentage of Loan Guarantee: 80%

  • This program helps private lenders provide affordable financing to qualified borrowers to improve access to clean, reliable water and waste disposal systems for households and businesses in rural areas.

    Total Loan Amount: $50M

    Percentage of Loan Guarantee: 80%

  • This program provides guaranteed loan financing and grant funding to agricultural producers and rural small businesses for renewable energy systems or to make energy efficiency improvements.

    Total Loan Amount: $25M

    Percentage of Loan Guarantee: 80%

  • This program offers loan guarantees to lenders for their loans to rural businesses.

    Total Loan Amount: $25M

    Percentage of Loan Guarantee: 80%

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